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Year 1 interest-free (0% EAR) overdraft: £1000
Year 2 interest-free (0% EAR) overdraft: £1250
Year 3 interest-free (0% EAR) overdraft: £1500
Year 4 interest-free (0% EAR) overdraft: £1750
Year 5 interest-free (0% EAR) overdraft: £2000

Arranged overdraft interest rate (EAR): N/A
Unarranged overdraft interest charges: 3% above HSBC Base Rate

Interest on account when in credit (AER): 2%

Banking Services Available:

• Internet
• Mobile
• Personal (in branch)
• Phone

Debit Card available:
Credit Card available:
Cheque book available:

Incentives:

• 2-Year Travel Insurance
• Discounts