Financial budgeting and comparisons for students

StudentBanker compares the various bank accounts and credit cards on offer to current UK students, and gives help with budgeting, and generally financially surving through a course at the increasingly expensive UK universities.

Don’t get a student bank account before reading here first!

Bank	First Year Interest Free Overdraft	Maximum Interest Free Overdraft	Arranged Overdraft Interest Rate (EAR)	Unarranged Overdraft Charges	Interest on Credit (AER)	Incentives	More Details
	£500	£2000	8.21% + £10/day Fee	8.21% + £10-£85 Fee	0%	3 Year YHA Membership
	£2000	£2000	8.9%	£22 every 5 days	0%	None
	£1000	£3000	7.49%	29.99%	0%	Cash-back Travel Discounts
	£1000	£2000	N/A	3% above HSBC Base Rate	2%	2-Year Travel Insurance Discounts
	£1000	£2000	8.2%	8.2% + £15/mo	1%	Commission-free Foreign Currency YHA Membership
	£1000	£2000	N/A	17.81%	0%	None
	£1000	£2000	N/A	17.81%	0%	Discounts
	£1000	£2000	9.9%	28.7% + £25/mo	2%	Laptop/Gadget/Phone Insurance
	£1000	£2000	9.9%	15.9%	0.12%	None