Financial budgeting and comparisons for students

StudentBanker compares the best student bank accounts and credit cards on offer to current UK students, and gives help with budgeting and generally financially surving through a course at the increasingly expensive UK universities.

Don’t get a student bank account before reading here first!
(UPDATED: January 2013)

Bank	First Year Interest Free Overdraft	Maximum Interest Free Overdraft	Arranged Overdraft Interest Rate (EAR)	Unarranged Overdraft Charges	Interest on Credit (AER)	Incentives	More Details
	£500	£2000	8.21% + £5/month Fee	8.21% + £10/day Fee	0%	3 Year YHA Membership
	£2000	£2000	8.9%	£22 every 5 days	0%	Insurance Discounts Mobile Phone Contract Discounts
	£1000	£3000	7.49%	29.99%	0%	Cash-back Travel Discounts
	£3000	£3000	N/A	24.2% EAR	0.1%	Commission-free Foreign Currency
	£500	£3000	19.9%	19.9%	2%	Discounts
	£1500	£2000	8.21%	8.21% (+ £5/mo if used more than once per month)	0%	3 Year YHA Membership Commission-free Foreign Currency
	£1000	£2000	N/A	£6/returned item fee (up to £60)	0%	None
	£1000	£2000	N/A	£6/returned item fee (up to £60)	0%	None
	£1000	£2000	N/A	£5/day (max £50/month) + paid/unpaid item fees	1% (on first £500)%	None
	£1000	£2000	9.9%	15.9%	0.12%	None