Smile Student Account
First year interest-free (0% EAR) overdraft: £1000 Maximum interest-free (0% EAR) overdraft: £2000 Arranged overdraft interest rate (EAR): 9.9% Unarranged overdraft interest charges: 15.9% EAR Interest on account when in credit (AER): 0.12% Banking Services Available: Internet / Phone Debit card available: VISA Cheque book available: Yes Incentives: None
by banker
First year interest-free (0% EAR) overdraft: £1000
Maximum interest-free (0% EAR) overdraft: £2000
Arranged overdraft interest rate (EAR): 9.9%
Unarranged overdraft interest charges: 15.9% EAR
Interest on account when in credit (AER): 0.12%
Banking Services Available: Internet / Phone
Debit card available: VISA
Cheque book available: Yes
Incentives: None



