Student Bank Account Comparison

First Year Interest Free Overdraft	Maximum Interest Free Overdraft	Arranged Overdraft Interest Rate (EAR)	Unarranged Overdraft Charges	Interest on Credit (AER)	Incentives
£500	£2000	8.21% + £5/month Fee	8.21% + £10/day Fee	0%	3 Year YHA Membership
£2000	£2000	8.9%	£22 every 5 days	0%	Insurance Discounts Mobile Phone Contract Discounts
£1000	£3000	7.49%	29.99%	0%	Cash-back Travel Discounts
£3000	£3000	N/A	24.2% EAR	0.1%	Commission-free Foreign Currency
£500	£3000	19.9%	19.9%	2%	Discounts
£1500	£2000	8.21%	8.21% (+ £5/mo if used more than once per month)	0%	3 Year YHA Membership Commission-free Foreign Currency
£1000	£2000	N/A	£6/returned item fee (up to £60)	0%	None
£1000	£2000	N/A	£6/returned item fee (up to £60)	0%	None
£1000	£2000	N/A	£5/day (max £50/month) + paid/unpaid item fees	1% (on first £500)%	None
£1000	£2000	9.9%	15.9%	0.12%	None

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