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Year 1 interest-free (0% EAR) overdraft: £1000
Year 2 interest-free (0% EAR) overdraft: £1400
Year 3 interest-free (0% EAR) overdraft: £1800
Year 4 interest-free (0% EAR) overdraft: £2000
Year 5 interest-free (0% EAR) overdraft: £2000

Arranged overdraft interest rate (EAR): 9.9%
Unarranged overdraft interest charges: 15.9%

Interest on account when in credit (AER): 0.12%

Banking Services Available:

• Internet
• Phone

Debit Card available:
Credit Card available:
Cheque book available:

Incentives:

• None