Bank of Scotland Student Account
Year 1 interest-free (0% EAR) overdraft: £500
Year 2 interest-free (0% EAR) overdraft: £1500
Year 3 interest-free (0% EAR) overdraft: £1500
Year 4 interest-free (0% EAR) overdraft: £2000
Year 5 interest-free (0% EAR) overdraft: £2000
Arranged overdraft interest rate (EAR): 8.21% + £5/month Fee
Unarranged overdraft interest charges: 8.21% + £10/day Fee
Interest on account when in credit (AER): 0%
Banking Services Available:
| Debit Card available: | ![]() |
| Credit Card available: | ![]() |
| Cheque book available: | ![]() |
Incentives:







