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StudentBanker:

Royal Bank of Scotland - Student Royalties
Interest Free Overdraft (Years 1-5):
1250 / 1400 / 1600 / 1800 / 2000
Authorised Overdraft (% rate):
9.64
Unauthorised Overdraft (% rate):
29.84
Unauthorised Overdraft Fees:
Yes
Gross Interest Rate while in Credit:
2.00
Gross AER Interest rate while in Credit:
2.02
Interest Payment Frequency:
Monthly
Banking Availability:
Personal Banking
Internet Banking
Telephone Banking
Statement Options:
Post
Internet
Debit Card:
Switch Maestro
Cheque Book Availability:
Yes
Cheque Guarantee:
100
Credit Card Available:
Yes
Incentives (freebies):
Book/CD/DVD discounts or vouchers
Incentive Information:
  • 20% discount off selected books, CDs, DVDs, videos and computer games
  • 25% off theatre and concert tickets in mainland UK
  • 2 for 1 deals at over 350 nightclubs (over 18s only)
  • 10% off selected holidays and travel
  • Commission free travel money
  • 20% discount off Royal Bank single trip travel insurance standard premiums

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